Introduction to Personal Finance 1st edition by Carioti

Introduction to Personal Finance, 1st edition by Carioti, provides a practical foundation for understanding financial decision-making in everyday life. Published by Sage, this textbook introduces essential topics such as budgeting, saving, credit, debt management, insurance, investing, taxes, retirement planning, and consumer choices. The text is designed to help students build financial literacy while connecting concepts to real-world situations they are likely to face. Clear explanations and applied examples make it appropriate for introductory personal finance courses in business, finance, economics, or general education programs focused on money management and long-term financial well-being.